Specialized coverage for copper, cobalt, emeralds, and gold operations. From open-pit extraction to international cargo transit — we protect Zambia's most valuable assets.
Comprehensive coverage designed for Zambia's mining sector, precious metals trade, and cargo logistics. Every policy is built around the risks you actually face.
All-risk coverage for open-pit and underground operations. Equipment breakdown, business interruption, and environmental liability for copper, cobalt, and gold mines.
Learn MoreSpecialised coverage for copper cathodes, gold bullion, emeralds, and cobalt. From mine gate to vault — transit, storage, and mysterious disappearance protection.
Learn MoreInland and marine cargo insurance for shipments via Dar es Salaam, Durban, and Walvis Bay. Container, bulk, and break-bulk coverage with ICC A, B, and C clauses.
Learn MoreHeavy machinery insurance for excavators, haul trucks, processing plants, and crushers. Covers breakdown, fire, theft, and accidental damage across all mine sites.
Learn MoreComprehensive property cover for mine offices, warehouses, and processing facilities. Public liability, employer's liability, and environmental impairment included.
Learn MoreEmployee benefits for mining workforces including group life, personal accident, and medical cover. Tailored for both expatriate and local employee schemes.
Learn MoreWe understand the Copperbelt, the logistics corridors, and the unique risks of extracting value from Zambian soil.
Our underwriters have visited every major mine site in Zambia. We know the difference between a concentrator and a smelter.
Mines don't sleep. Our claims team is on call around the clock for incidents at any site — from Solwezi to the Copperbelt.
We price in Kwacha with local reinsurance backing. No currency mismatch risk, no hidden USD conversion fees.
No buried exclusions. Every policy document is reviewed in plain language so you know exactly what is and isn't covered.
From risk assessment to policy issuance — a streamlined process built for mining operations.
Our engineers visit your mine or facility to evaluate exposures and recommend coverage.
Receive a detailed proposal with ZMW premiums, excess structures, and policy wordings.
Sign and cover begins immediately. Certificates issued same-day for contracts and tenders.
Real partners who rely on us to protect their operations, assets, and people.
When our concentrator went down, Veteran Insurance had an adjuster on site within 24 hours. The business interruption claim was settled in 72 hours — unheard of in this market.
We ship emeralds to Dubai and Antwerp. Their precious metals transit cover includes mysterious disappearance — something no other Zambian insurer offered us.
Our haul truck fleet is worth millions. Veteran Insurance structured a motor fleet policy that covers on-site accidents, theft, and third-party damage — all in one premium.
Join Zambia's leading mining and logistics companies who trust Veteran Insurance. Get a tailored quote within 48 hours.
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